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Halloween is all fun and games—until someone decides your car looks like the perfect target. Toilet paper in the trees? Annoying but harmless. Eggs on the hood? That’s where “trick or treat” starts turning into a claim or no claim  situation. Here’s how to separate the spooky from the serious—and what to know about your coverages if the Halloween mischief goes too far. The Harmless Trick: TP and Soap If your vehicle or home gets hit with some classic toilet paper or window so

Let’s break down why this “agents make it more expensive” story is one of the biggest false narratives in insurance, especially here in California.

1099 Drivers: Why Your Cargo Van Probably Needs Commercial Auto Insurance

I understand that times are tough, and we are struggling with inflation and the rising cost of living, especially here in California....